Underwriting and representing the construction industry’s contract bonding needs since 1985. Extensive familiarity and participation in the contract surety bond industry and credit process and extending functions. Participation in the management process, including estimating, bidding, building and cost control systems. Knowledge of construction contracts and contract law. Awareness of local, regional and national construction markets and trends. Familiarity with accounting and finance, with particular emphasis on the American Institute of Certified Public Accountants (AICPA) Audit Guide for Construction Accounting. An ability to analyze financial statements, work-on-hand schedules and cash flow. Experience in strategic planning and management practices that promote successful contracting. Well respected and access to basically all United States domiciled surety bond companies.